[vc_row][vc_column width=”1/1″][vc_toggle title=”How Does First US Funding Business Funding Work?” open=”false”]

The first step is to find out if you qualify, which is determined differently than a typical merchant business loan. Then, if you qualify, the way funding works is like this:
Let’s say you’ve been applying for small business loans with no luck, and you need a $20,000 cash loan for your business now. For example, if your business processes $30,000 a month in sales, this should average out to about $1,000 a day. First US Funding will advance you the $20,000 up front, and in exchange you’ll pay off the advance over a period of 6-12 months, through an agreed upon percentage of your daily sales.

[/vc_toggle][vc_toggle title=”How Much Can I Qualify For?” open=”false”]

The amount you qualify for is based on your business history. Cash Advances can range from $5,000 to $100,000.

[/vc_toggle][vc_toggle title=”How Does the Actual Daily Repayment Take Place?” open=”false”]

You can either repay your advance through an agreed upon percentage of your daily credit card sales, or through an agreed upon daily debit from your bank account based upon your estimated sales.

[/vc_toggle][vc_toggle title=”What Happens If My Sales Fluctuate from Week to Week (or If I’m in a Seasonal Business)?” open=”false”]Unlike a small business loan or credit card (which requires a fixed monthly payment), with First US Funding Business Funding, your daily repayment amount “ebbs and flows” with your business.

And that’s because your repayment amount is based on a PERCENTAGE of your daily sales (not a fixed amount). With First US Funding, that amount is typically between 5 and 10% of your daily sales.[/vc_toggle][vc_toggle title=”How Am I Protected?” open=”false”]You can get started right away, 100% risk free – by finding out if your business qualifies for Business Funding now[/vc_toggle][vc_toggle title=”This Sounds Pretty Good, But What Costs or Hidden Fees Are Involved?” open=”false”]There are no up-front expenses, application fees, or out-of-pocket costs.

And the best part? You can find out if your business qualifies for First US Funding funding in under two minutes![/vc_toggle][vc_toggle title=”What is the difference between a Merchant Cash Advance and a Small Business Loan?” open=”false”]A loan for a small business is generally determined by reviewing the credit rating of the business by using either the Tax I.D. number of the business for certain types of corporations, or in the case of a sole proprietor the social security number of the business owner. Whereas a merchant cash advance is approved solely based on the amount of transactions a business processes daily, and the advance is paid back with a percentage of each sale.[/vc_toggle][vc_toggle title=”How does a Merchant Cash Advance Help a Typical Business?” open=”false”]In the case of a restaurateur with a successful and busy cafe trying to obtain a restaurant business loan to expand, this loan would typically be decided based on the owner’s credit history. This decision process can make being approved for a business loan difficult to achieve. However, if the owner of the cafe is processing a large amount of credit card transactions a day, he will have a much better chance of being approved for a merchant cash advance, which will be repaid in a percentage of his sales, not by making one monthly payment.[/vc_toggle][/vc_column][/vc_row]